FD Calculator
Calculate Fixed Deposit returns, maturity amount, and interest earnings. Plan your investments with accurate calculations for Indian banks.
FD Calculator
Calculate your Fixed Deposit returns and plan your investments
Calculate FD Returns
₹
Minimum ₹1,000 for most banks
%
Current rates: 6.5% - 8.5% (varies by bank and tenure)
Minimum 7 days, Maximum 10 years
4 times per year - Higher frequency = better returns
FD Key Features:
- • Guaranteed returns with no market risk
- • Interest rates vary by bank and tenure
- • TDS applies if interest exceeds ₹40,000
- • Early withdrawal may have penalties
FD Calculation Results
Enter your FD details and click calculate to see results
Benefits of Fixed Deposits
Guaranteed Returns
Fixed interest rates with no market risk
Flexible Tenure
Choose from 7 days to 10 years
Higher Rates
Better returns than regular savings accounts
Understanding Fixed Deposits
What is a Fixed Deposit?
A Fixed Deposit (FD) is a financial instrument where you deposit a lump sum amount with a bank or financial institution for a fixed period at a predetermined interest rate.
- • Guaranteed returns with fixed interest rates
- • Higher interest rates than savings accounts
- • Flexible tenures from 7 days to 10 years
- • Tax benefits under Section 80C (5-year tax-saving FDs)
Benefits of Fixed Deposits
- • Safety: Backed by RBI and DICGC insurance
- • Predictable Returns: Fixed interest rates throughout tenure
- • Flexibility: Choose from various tenures and interest payout options
- • Liquidity: Premature withdrawal available (with penalties)
- • Tax Benefits: 5-year tax-saving FDs eligible for deduction