PPF Calculator

Calculate Public Provident Fund returns, maturity amount, and tax benefits. Plan your long-term investments with guaranteed returns and tax deductions.

PPF Calculator

Calculate your Public Provident Fund returns and tax benefits

Calculate PPF Returns

Min: ₹500, Max: ₹12,500 per month

%

Current rate: 7.1% (quarterly reviewed by government)

Minimum 15 years, can extend in blocks of 5 years

PPF Key Features:

  • • Tax-free returns under Section 80C
  • • Government-backed, guaranteed returns
  • • Lock-in period: 15 years minimum
  • • Partial withdrawal allowed from 7th year

PPF Calculation Results

Enter your PPF details and click calculate to see results

Benefits of PPF Investment

Government Backed

Safe investment with sovereign guarantee

Tax Benefits

EEE benefits - Exempt at all three stages

Long-term Growth

Compounding effect over 15+ years

Understanding PPF (Public Provident Fund)

What is PPF?

PPF is a long-term investment scheme backed by the Government of India, offering guaranteed returns and tax benefits under Section 80C.

  • • 15-year lock-in period with extension options
  • • Current interest rate: 7.1% per annum (compounded yearly)
  • • Minimum investment: ₹500 per year
  • • Maximum investment: ₹1.5 lakh per year
  • • Tax-free returns and Section 80C benefits

Key Benefits

  • Tax Benefits: Deduction up to ₹1.5 lakh under Section 80C
  • Guaranteed Returns: Government-backed scheme with fixed returns
  • Compound Interest: Interest earned is reinvested for higher returns
  • Flexibility: Choose investment frequency (monthly, quarterly, yearly)
  • Liquidity: Partial withdrawals after 6 years